Your Guide To Retirement Planning
This is a guide about how to start looking at planning for your retirement. Raven Wealth believe in holistic financial planning; we will look at every aspect of your life to find the best financial solutions for you to achieve your retirement goals.
Not sure how to start planning for retirement? Download our free guide to see how you can start preparing for your future.
Your Guide to Pension Transfers
Thinking about combining your pensions into one convenient pot? Don’t understand the type of pension you have and whether it can be transferred? What are the pros and cons of moving your pension?
Download our free guide to explore pension consolidation and transfers.
Defined Benefit Transfers Factsheet
Final Salary and Defined Benefit transfers are a very complicated process to navigate. Raven Wealth work with our clients to prepare them for this process by first, gathering information to ensure the relevant facts that meet the critical criteria are flagged in our initial discussion. Secondly, we select the PTS that suits our client’s personal circumstances to explore leaving their pension scheme.
Download the factsheet to find out more about the process and how it affects you.
Ongoing Advice Factsheet
Building and implementing a holistic financial plan is just the first step to financial security for the future. Investment advice is the ‘best advice’ at the time of your consultation, many factors can affect your investment that are not predictable.
Read more about why ongoing advice is an important tool to protect your investments now and in the future.
Your State Pension Forecast Factsheet
As part of the holistic review of your financial health Raven Wealth may ask you to complete a State Pension Forecast online. This is a guide to help you navigate the process online.
If you have a spouse, please dont forget to both complete one and send it to your Raven Wealth representative.
Client Fact-Find
As part of the holistic review of your financial health Raven Wealth may ask you to complete a Client Fact Find document. This probes all areas of both your physical and finacial health as part of the data collection process prior to your appointment with the IFA.
Please be as detailed as you can, any omissions can affect the advice you are given.
Transfer your Servicing Rights
You may be asked to complete a Transfer of Servicing Rights form. This form is used when you would like to receive ongoing advice from a Raven Wealth adviser from this point onwards.
This instructs your current investment/policy provider who has your permission to speak to them on your behalf, and where to send the agreed ongoing fees for your advice
Letter of Authority
The Letter of Authroity form instructs your current provider or ceding scheme that you give your permission for Raven Wealth to collect information about your policies held with them as part of the financial planning process.
Client Agreement
When Raven Wealth give any form of advice we will always agree the terms of our business with you. This includes details about how we work, our obligations to you the client, our fee structure, how we use and store your data and your rights under the agreement that you are about to sign.
You will never be charged for a service without first signing this client agreement.